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ProMedica FCU is now offering a 6% APY 72-month highest certificate of deposit rate. The minimum is $500. Interest compounds and is paind monthly. The penalty for early withdrawal is 180 days of interest.

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Unfortunately, the field of membership is narrow. It’s primarily limited to those associated with the ProMedica health System and family members. The main office is located in Toledo, Ohio.

This credit union is federally insured by the NCUA. It has $28 million in assets and 6,211 members.

By Money Rates on February 6, 2007: Highest CD Rates