High CD Rate Qualifications 

Unfortunately, the field of membership is narrow. It’s primarily limited to those associated with the ProMedica health System and family members. The main office is located in Toledo, Ohio.

This credit union is federally insured by the NCUA. It has $28 million in assets and 6,211 members.

One there is a $1,000 cap, it’s not the greatest deal around. You can make about $42 more than keeping it in a 5% savings account, since the cd rates are higher.
The field of membership includes those who live,work or worship in the Ewing Township. There’s also a long list of select employer groups. Family members are also eligible, and note, they include aunts, uncles, in-laws and cousins.

This credit union is NCUA insured. It has $209 million in assets with 34,577 members.

The field of membership is employer based. Eligible employers include the General Service Administration, the Equal Emplyment Opportunity commsion, Nation Achives and serveral other organizations. See their site for more detials. Branches are also located in Washington, DC.

This credit union is NCUA insured. With $25 million in assets and 5,556 members.

The credit union’s field of membership includes anyone who lives,work or attends school in the Utah County. Utah County is located 44 miles south of Salt Like City. The County Seat is the city of Provo. Also you can be eligible to join if you have a family member who meets the above requirements. The family member doesn’t already have to be a member of the credit union also.

This credit union is federally insured by the NCUA. It has $146.5 million in assets and over 27,234 members. This credit union also has a record of high CD rates.

The field of membership includes members of public radio (KNPR 88.9 and KCNV 89.7). Anyone can be a member of KNPR via a $40 one-time donation (KNPR’s membership page). According to the CSR, they do accept membership applications by mail. It requires a notarized signature. Note, they do a hard credit pull and require your credit score to be above 550. Please contact the credit union for more info. Their toll-free numbre is 1-800-748-6885.

One more important note about this credit union is that they are not federally insured by the NCUA. Instead, the credit union is privately insured by ASI. The include a page describing this insurance. You can confirm that they’re listed in the ASI’s cd rates database here.

The field of membership includes anyone who lives,work or worships in Maricopa County, Arizon. Branches are located in Glendale, Avondale, Phoenix, Peoria and Surprise.

This creidt union is federally insured by the NCUA. It has $291 million in assets and 30,544 members.

Massachusetts Representative Barney Frank, Rhode Island Senator Jack Reed, and other Democrats prefer the Fed focusing on promoting growth as well as containing inflation. Some legislators advocate the Fed to adopt a target for employment as well as prices. According to Tom Gallagher, senior managing director at International Strategy & Investment Group in Washington, the Democrats would give Bernanke a tougher time than the Republicans on inflation targets. Bernanke says a target would help cement the Fed’s credibility as an inflation-fighter and make it easier to manage the economy. Supporters think if he is unable to press ahead, those aims might be damaged. According to Adam Posen, a senior fellow at Peterson Institute for International Economics, Washington, the Federal Reserve’s political legitimacy and ability to respond flexibly to shocks to the economy would be impaired.

Bernanke affirmed in his Senate confirmation hearing last year that the independent Fed can adopt a numerical target for inflation on its own. However, he’s unlikely to proceed without at least the implicit support of key policymakers. Under current law, the Fed has a mandate for both price stability and full employment. Bernanke thinks the adoption of an inflation target would boost rather than hamper the Fed’s ability to achieve both goals. Maryland Senator Paul Sarbanes has time and again challenged Bernanke over targets. Sarbanes, who’s retiring, expressed concern that the Fed would become too focused on inflation, to the loss of promoting growth. Reed, another Democratic member of the Banking Committee, has also warned Bernanke against adopting a rigid rule to guide monetary policy. Fortunately,  the highest cd rates are still availible at many online banks.

The field of membership includes active and retired full-time, paid, professional firefighters within the State of California. See the site for more detials. The main office is located in Pasadena, California.

The best cd rates at this credit union is not federally insured by the NCUA. It is privately insured by the ASI. You can also confrim that they are in the ASI’s database here.