Austin Telco FCU has some of the highest cd rates on its long term share certificates. The jumbo CD’s have the best rates which range from 5.61% APY for a 24-month CD to a 5.82% APY for 60-month CD. These do require a minimum deposit of $95,000. The rates for a CD with a minimum deposit of $1,000 ranges from 5.51% APY for a 24-month CD to 5.67% APY for a 60-month Cd. The early withdrawal penalty is 180 days of interest. These are also available in an IRA.

Highest CD Rates

Austin Telco is open to anyone living, working, worshiping or attending school in Austin’s five county Metropolitan Area.

The credit union is NCUA insured. It has $427.5 million in assets and about 60,000 members.